Here are two very important questions I ask clients who are over 65, still employed, and considering Medicare enrollment. One: “Is your prescription drug coverage considered to be creditable?” The ...

If you’re eligible for Medicare but already have health insurance, you may be wondering whether you should keep it or switch. It’s important to understand what creditable coverage means, or you may ...

As you may recall Medicare Part D prescription Drug Coverage became effective in 2006. The first enrollment period for Medicare Part D began November 15, 2005 and ended May 15, 2006. In subsequent ...

Dear Toni: I turned 65 in August the year before last, continued to work full time with an HSA that has a $3,000 deductible for medical claims paid by the insurance plan, and used a prescription ...

Dear Toni: When I turned 65, I continued to work with excellent company benefits. I delayed enrolling in Medicare Part B for five years, after I turned 70, and retired with a Jan. 1 effective date for ...

Employers who provide prescription drug coverage are required to notify all Medicare-eligible employees about creditable or non-creditable status by October 15. With the onslaught of COBRA subsidy ...

I turned 65 in August the year before last, continued to work full-time with an HSA that has a $3,000 deductible for medical claims paid by the insurance plan, and used a prescription discount card to ...